Pat Thornberg - Realtor and Mortgage Consultant in Maryland

Hello to my Maryland neighbors -

I would like to be your Real Estate Agent for buying or selling your home or rental property. All my years of experience selling real estate and assisting my clients with loans is waiting to be used on your behalf. See some of my New Listings and Sales HERE.

I am looking forward to serving your real estate needs in 2008 and finding
your perfect New home! I have assisted Seniors and New First Time Buyers
with purchasing their residence or investment property. I work hard to make
the borrowing and settlement processes as easy and stress-free as possible.

I work closely with residents in my Calverton neighborhood and nearby Beltsville
and Silver Spring areas, including Prince George's and Montgomery Counties. My
clients reside all across the Metropolitan D.C. area. I also have loan customers in
Maryland, D.C. and Virginia.

Please review my RESUME page for more about my real estate career.
If I can assist you in any way with your house buying or selling experience, please
contact me before you start your search. Recently I completed a course in "Staging Your Home" which teaches how to prepare and "decorate" your home for a positive and fast sale. We can discuss ideas that you may want to complete before the first Open House.
If you want to take advantage of the "buyer's market" and deals on foreclosure properties, now is the time to purchase an Investment property. I have experience with investment properties, short sales and foreclosures, including what you need to know before submitting a purchase contract. Email me for a list of available properties.

View my "Calverton Connections" newsletter on this site by clicking here - Newsletter.
Email me to receive the current newsletter by email or regular mail. Or view it now -

October 2008 -- Newsletter

GOOD NEWS - 2008 Economic Stimulus Bill

A temporary increase in the Conforming Loan Limits for high-cost areas of living has been incorporated into the 2008 economic stimulus package. Congress has authorized an increase of the single family residences limits to the lesser of $729,750 or 125% of the average home value within the metropolitan statistical area (MSA). However, neither Fannie Mae nor Fredie Mac are required to offer loans to those limits.

The President signed an economic stimulus package (2/13/2008) that temporarily increases the conforming limit to $729,750 until December 31, 2008. The limit for any area would be the greater of (1) the 2008 conforming loan limit ($417,000); or (2) 125% of the area median house price, but no more than 175% of the 2008 conforming loan limit ($729,750, which is 175% of $417,000).

^{From
http://en.wikipedia.org/wiki/Conforming_loan}

October 2008 - Update- I now have several affordable homes available in Montgomery and PG counties that might be just what you are looking for. They are ready to occupy and there is special financing possible if you qualify. Long and Foster works with several banks to list their foreclosure properties so I have a list of ready-to-go homes. IF you are a First Time Buyer call me for a personal "Let's Get Started" meeting. Contact me today for more details.
Maryland State has a great site for mortgage and housing information for buyers. Visit them and call me with any questions about getting your new home and loan.
Maryland State - Dept of Housing & Community Development

Visit our HomeBuyers Connections website for FREE Seminar Details -- Reserve your space today.
Next First Time Buyers Seminar - Email me for Dates, Reservations and Directions.
Future Seminars scheduled for Thursday Evenings for Buyers and Monday Evenings for Sellers
7:30 to 9:00 pm at our White Oak Location