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Hello to my
Maryland neighbors - HAPPY NEW YEAR 2011!
I would like to be your Real Estate Agent for buying or selling your home or rental property. All my years of experience selling real estate and assisting my clients with loans is waiting to be used on your behalf. See some of my New Listings and Sales HERE. I am looking forward to serving your real estate needs in 2011 and finding your perfect New home! I have assisted Seniors and New First Time Buyers with purchasing their residence or investment property. I work hard to make the borrowing and settlement processes as easy and stress-free as possible. I work closely with residents in my Calverton neighborhood and nearby Beltsville and Silver Spring areas, including Prince George's and Montgomery Counties. My clients reside all across the Metropolitan D.C. area. I also have loan customers in Maryland, D.C. and Virginia. Please review my RESUME page for more about my real estate career. If I can assist you in any way with your house buying or selling experience, please contact me before you start your search. Recently I completed a course in "Staging Your Home" which teaches how to prepare and "decorate" your home for a positive and fast sale. We can discuss ideas that you may want to complete before the first Open House. If you want to take advantage of the "buyer's market" and deals on foreclosure properties, now is the time to purchase an Investment property. I have experience with investment properties, short sales and foreclosures, including what you need to know before submitting a purchase contract. Email me for a list of available properties. GOOD NEWS - March 2010 - Update- Due to the many local foreclosures our office has several affordable homes available in Montgomery and PG counties that might be just what you are looking for. They are ready to occupy and there is special financing possible if you qualify. Long and Foster works with several banks to list their foreclosure properties so I have a list of ready-to-go homes. IF you are a First Time Buyer call me for a personal "Let's Get Started" meeting. Contact me today for more details. Maryland State has a great site for mortgage and housing information for buyers. Visit them and call me with any questions about getting your new home and loan. Maryland State - Dept of Housing & Community Development NEW HUD LOAN LIMITS for 2009 - See the HUD chart at this site HELP for Homeowners in avoiding Foreclosure - MDhope.org - Visit HERE Thank you for visiting my website. Pat  Role of the Real Estate Agent or Broker: from the HUD Publication "Frequently, the first person you consult about buying a home is a real estate agent or broker. Although these agents and brokers provide helpful advice, they may legally be representing the interests of the seller and not yours. You can ask your family and friends for recommendations. It is your responsibility to search for an agent who will represent your interests in the real estate transaction. If you want someone to represent only your interests, consider hiring an “exclusive buyer’s agent”, who will be working for you. Even if the real estate agent represents the seller, state laws usually require that you are treated fairly. If you have any questions concerning the behavior of an agent or broker, you should contact your State’s Real Estate Commission or licensing department. Sometimes, the real estate broker will offer to help you obtain a mortgage loan. He or she may also recommend that you deal with a particular lender, mortgage broker, title company, attorney, or settlement/closing agent. You are not required to follow the real estate broker’s recommendation, and you should compare the costs and services offered by other providers before making a decision." --- I can work as your Exclusive Buyer's Agent as I have done with many First-Time Buyers -just give me a call or email me if you'd like to discuss your options. Pat
Announcing – FREE Home Buyer and Home Seller Seminars in Silver Spring, MD
* SPECIAL WORKSHOP - (Next one coming soon!) See our Seminar page for dates "HELPING BUYERS FIND AFFORDABLE HOMES & BUYING FORECLOSURE PROPERTY" Call or email right away to reserve your space!Reserve your space
today. For more details see: Call (301-996-6941) or email Pat View my "Calverton Connections" newsletter on this site by clicking here - Newsletter. Email me to receive the current newsletter by email or regular mail. Or view it now -
Find New Homes:Visit my Long and Foster website to search for Properties -- or Email me with your interests.
Visit other Real Estate and Mortgage Resources Websites:
If you are
thinking
of buying or selling . . . 
CALL
… Pat Thornberg Home Office: 301-572-4256 Cell Phone: 301-996-6941 Email me at calverton3@yahoo.com with any Questions,Comments or to set up a Free Consultation! Baltimore Inner Harbor Place - a nice place to walk and see the sites! 
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